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Visa Debit Card

Accessible, Secure & Convenient!

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Meezan Visa Debit Card

Accessible, Secure & Convenient!

Want access to your money anytime, anywhere? With a Meezan Visa Debit Card, you have access to your account wherever you are, whenever you want, wherever you see the Visa symbol. The money is deducted from your balance straight away — there is no interest to pay, no bills & no late fees!

So much more than just an ATM Card

  • First NFC enabled Debit Card in Pakistan.
  • EMV enabled, embedded with microchip to increase data security.
  • Get cash at over 2 million ATMs in more than 200 countries and territories the world over.
  • Make purchases at more than 30 million outlets in 160 countries worldwide.
  • Transfer funds to Meezan Bank’s accounts or third party accounts under 1Link network
  • Utility and mobile bill payments.
  • Shop wherever you see the Visa symbol.
  • A safe and convenient alternative to carrying cash.
  • All shopping transactions on your card are signature based. Simply swipe and sign!
  • For any queries simply call 111-331-331 or 111-331-332 24 hours a day, 7 days a week

Meezan VISA Debit - Your perfect travel companion

Next time you’re planning to go abroad, you can use your Meezan Visa debit card for all your purchases and to withdraw cash at ATMs, just as you do at home wherever you see the Visa symbol.

  • Convenient - No need to buy foreign currency or travellers’ cheques in advance.
  • Safe - No need to take large amounts of cash with you.
  • Accepted all over the world - Pay for hotels, sightseeing, shopping and dining out.
Visa Global Customer Assistance Service numbers

Discounts & Privileges

We have ensured that our Visa Debit customers will always have access to exclusive Discounts and Privileges, when they use their Meezan Visa Debit Card.

Click here to view more details

Fees, Charges & Transaction Limits

Annual Charges

VISA Silver Card
Rs. 2,400 per annum plus tax
VISA Gold Card
Rs. 2,800 per annum plus tax

Card Replacement Charges (Lost, Stolen, Damaged)

VISA Silver & Gold Card
Same as Annual Charges

ATM Charges

Cash Withdrawal (on 1Link ATMs other than MBL)
Rs. 23.44 per Transaction
Cash Withdrawal (on other switches)
Rs. 23.44 per Transaction
Cash Withdrawal (International)
4% of Transaction Amount or Rs. 600 per Transaction, whichever is higher
Balance Inquiry (on 1Link / MNET ATMs)
Rs. 5 per Inquiry
Balance Inquiry (on International ATMs)
Rs. 300 per Inquiry

POS Charges

Local Purchase
Free
International Purchase
4% of Transaction Amount**

Visa / MasterCard Arbitration Charges

(False Charge backs – local & international)
USD 500 or Rs. equivalent per case

Document Retrieval Charges

Local
Rs. 200 per Document
International
Rs. 1,000 per Document

Women First Debit Card – Transaction Limits

Transaction Type
Channel
Single Transaction Limit
Per Day Limit
Cash Withdrawal
Meezan Bank ATM
Rs. 50,000
Rs. 50,000
Cash Withdrawal
Other Bank ATM*
Rs. 50,000
Rs. 50,000
POS/ E-Commerce/ NFC***
ALL
Rs. 200,000
Rs. 200,000
Inter Bank Funds Transfer
ATM
Rs. 250,000
Rs. 250,000
Inter Bank Funds Transfer
IB & MB
Rs. 250,000
Rs. 250,000
Third Party Funds Transfer (within Meezan)
ATM
Rs. 100,000
Rs. 100,000
Third Party Funds Transfer (within Meezan)
IB & MB
Rs. 500,000
Rs. 500,000
Own Account Funds Transfer
ALL
Rs. 500,000
Rs. 500,000
RAAST Inter Bank Funds Transfer
IB & MB
Rs. 250,000
Rs. 250,000
RAAST Third Party Funds Transfer (within Meezan)
IB & MB
Rs. 500,000
Rs. 500,000
RAAST Own Account Funds Transfer
IB & MB
Rs. 250,000
Rs. 250,000

*Subject to withdrawal limits of respective 1link member banks

**As per SBP directives, effective from November 8th, 2022, an industry-wide limit of USD 30,000 (or equivalent) per individual is applicable on card based cross-border transactions. You are therefore advised to monitor your international spending to keep it within this Annual Limit. Further, please note that card based transactions may only be conducted for personal use. In addition to this, Advance Tax on International transactions will be applied as follows: Filer: 5% and Non-Filer: 10%. For details, please call (021) 111-331-331 / 111-331-332

***For NFC (Contactless) transactions, single transaction limits are set by the acquiring bank (merchant's bank) and may vary from the limits mentioned above.

VISA Silver Debit Card – Transaction Limits

Transaction Type
Channel
Single Transaction Limit
Per Day Limit
Cash Withdrawal
Meezan Bank ATM
Rs. 50,000
Rs. 50,000
Cash Withdrawal
Other Bank ATM*
Rs. 50,000
Rs. 50,000
POS/ E-Commerce/ NFC***
ALL
Rs. 200,000
Rs. 200,000
Inter Bank Funds Transfer
ATM
Rs. 250,000
Rs. 250,000
Inter Bank Funds Transfer
IB & MB
Rs. 250,000
Rs. 250,000
Third Party Funds Transfer (within Meezan)
ATM
Rs. 100,000
Rs. 100,000
Third Party Funds Transfer (within Meezan)
IB & MB
Rs. 500,000
Rs. 500,000
Own Account Funds Transfer
ALL
Rs. 250,000
Rs. 500,000
RAAST Inter Bank Funds Transfer
IB & MB
Rs. 250,000
Rs. 250,000
RAAST Third Party Funds Transfer (within Meezan)
IB & MB
Rs. 500,000
Rs. 500,000
RAAST Own Account Funds Transfer
IB & MB
Rs. 500,000
Rs. 500,000

*Subject to withdrawal limits of respective 1link member banks

**As per SBP directives, effective from November 8th, 2022, an industry-wide limit of USD 30,000 (or equivalent) per individual is applicable on card based cross-border transactions. You are therefore advised to monitor your international spending to keep it within this Annual Limit. Further, please note that card based transactions may only be conducted for personal use. In addition to this, Advance Tax on International transactions will be applied as follows: Filer: 5% and Non-Filer: 10%. For details, please call (021) 111-331-331 / 111-331-332

***For NFC (Contactless) transactions, single transaction limits are set by the acquiring bank (merchant's bank) and may vary from the limits mentioned above.

VISA Gold Debit Card – Transaction Limits

Transaction Type
Channel
Single Transaction Limit
Per Day Limit
Cash Withdrawal
Meezan Bank ATM
Rs. 100,000
Rs. 100,000
Cash Withdrawal
Other Bank ATM*
Rs. 50,000
Rs. 100,000
POS/ E-Commerce/ NFC***
ALL
Rs. 300,000
Rs. 300,000
Inter Bank Funds Transfer
ATM
Rs. 350,000
Rs. 350,000
Inter Bank Funds Transfer
IB & MB
Rs. 350,000
Rs. 350,000
Third Party Funds Transfer (within Meezan)
ATM
Rs. 150,000
Rs. 150,000
Third Party Funds Transfer (within Meezan)
IB & MB
Rs. 700,000
Rs. 700,000
Own Account Funds Transfer
ALL
Rs. 250,000
Rs. 2,000,000
RAAST Inter Bank Funds Transfer
IB & MB
Rs. 350,000
Rs. 350,000
RAAST Third Party Funds Transfer (within Meezan)
IB & MB
Rs. 700,000
Rs. 700,000
RAAST Own Account Funds Transfer
IB & MB
Rs. 700,000
Rs. 700,000

*Subject to withdrawal limits of respective 1link member banks

**As per SBP directives, effective from November 8th, 2022, an industry-wide limit of USD 30,000 (or equivalent) per individual is applicable on card based cross-border transactions. You are therefore advised to monitor your international spending to keep it within this Annual Limit. Further, please note that card based transactions may only be conducted for personal use. In addition to this, Advance Tax on International transactions will be applied as follows: Filer: 5% and Non-Filer: 10%. For details, please call (021) 111-331-331 / 111-331-332

***For NFC (Contactless) transactions, single transaction limits are set by the acquiring bank (merchant's bank) and may vary from the limits mentioned above.

ATM Networks

Meezan Bank offers a nation-wide network of ATMs located at its branches and prominent offsite locations. There is no need to carry cash anymore; simply go to the ATM and withdraw cash anywhere, anytime. We also offer access to more than 8,000 ATMs country-wide via 1Link and MNET Networks.

FAQs

What is a Visa Debit Card
Visa Debit Card is an internationally accepted Visa ATM/Debit Card that is linked to your Meezan Bank account, allowing spending on shopping outlets and cash withdrawals at ATMs.
What is the difference between a debit and credit card?
Visa Debit Card allows you to pay for your purchases using your own money through the Visa network, while a credit card provides you with the ability to access credit, which you then repay at a later date. This means with Visa Debit Card you can access the Visa network using your own money without worrying about receiving a credit card bill at the end of each month.
How do I make a purchase with my debit card?
  • On your purchase the cashier will ‘swipe’ the card and give you a charge slip.
  • Check the transaction amount and sign the slip.
  • Once the transaction is complete, the amount will be deducted from your Meezan Bank account.
For how long is my card valid?
The validity period of the card is 5 years from the date of issue. The card expiry month is mentioned on the front of the card.
What is the maximum amount that I can withdraw using my Visa Debit Card?

Silver Card

- ATM Cash Withdrawal (local) Rs. 50,000 per day

- ATM Cash Withdrawal (International) equivalent of Rs. 50,000 per day

- POS Purchase & E-Commerce limit (local) Rs. 100,000 per day

- POS Purchase & E-Commerce limit (International) equivalent of Rs. 100,000 per day

- NFC Tap & Pay limit (local) Rs. 100,000 per day and Rs. 5,000 per transaction

- NFC Tap & Pay limit (International) equivalent of Rs. 100,000 per day and Rs. 5,000 per transaction

Gold Card

- ATM Cash Withdrawal (local) Rs. 100,000 per day

- ATM Cash Withdrawal (International) equivalent of Rs. 100,000 per day

- POS Purchase & E-Commerce limit (local) Rs. 150,000 per day

- POS Purchase & E-Commerce limit (International) equivalent of Rs. 150,000 per day

- NFC Tap & Pay limit (local) Rs. 150,000 per day and Rs. 5,000 per transaction

- NFC Tap & Pay limit (International) equivalent of Rs. 150,000 per day and Rs. 5,000 per transaction

How do I change my ATM pin?
You can generate your ATM PIN by calling up our 24/7 call center on 111-331-331 or 111-331-332 (from outside Pakistan call +92-21 111-331-331 or 111-331-332) and follow the directions through IVR (interactive voice response). You may also change your ATM PIN any time by visiting the nearest Meezan Bank ATM.
What should I do if my card gets stolen or lost?
If you become aware that your debit card is lost or stolen, immediately call our 24/7 call center on 111-331-331 or 111-331-332 (from outside Pakistan call +92-21 111-331-331 or 111-331-332) to report loss or theft. You are protected from financial liability arising from any unauthorised transaction done on your card after being reported lost/stolen. We will cancel your old card and order a new one for you straight away.
Can I use my Meezan Debit Card for online purchases / e-commerce transactions?
Yes, you can use your Meezan Debit Card to pay for your online purchases. Meezan Bank Visa and Mastercard Debit Cards are EMV 3-D Secure and you will be required to provide 'One Time Password (OTP)' received on your registered email/mobile number when making a payment against purchasing from a 3-D Secure merchant. Meezan Bank, as issuer bank requires all merchants to generate OTP for verification purposes, however merchants are free to bypass OTP as per their own discretion, which is allowed by international payment schemes. In the event where no OTP is generated by the merchant and the transaction is disputed by the customer, it will be dealt with according to prevailing 3-D secure rules specified by respective international payment schemes.

Note: Please never share your card credentials such as you Card Number, Expiry, CVV & One Time Password (OTP) with anyone. Meezan Bank will not be liable for any unauthorized use of your card.
Do I have to activate my card for e-commerce transactions?
All Meezan Debit Cards are activated by default for all local and international e-commerce transactions.

Note: Please never share your card credentials such as you Card Number, Expiry, CVV & One Time Password (OTP) with anyone. Meezan Bank will not be liable for any unauthorized use of your card.
Do I have to enter PIN for every transaction?
There will be instances where customer is not prompted to enter a PIN when making a purchase for the convenience on smaller amounts, as set by the acquiring bank.

Note: You are advised to not handover your card to anyone. Keep your PIN safe. Meezan Bank will not be liable for any unauthorized use of your card due to PIN compromise.

If your card is lost or stolen immediately inform the Bank by calling our 24/7 call center at +92 21 111 331 331-332.

Downloads

Schedule of Charges Guidelines for ATM users Terms and Conditions Visa Dispute Form Usage Guidelines Services Form - UR (For Reference Only) Debit Cards - Transaction Limits