Payroll Partner | Consumer Ease Financing

Meezan Payroll Partner

Shariah-Compliant Consumer Ease Financing

Discover Meezan Payroll Partner Consumer Ease Financing —your gateway to Shariah-compliant financing for essential goods such as air conditioners, refrigerators, generators, and more. Experience hassle-free financing with Meezan Payroll Partner Consumer Ease - where excellence meets innovation.

Key Features

Easy financing for hassle-free experience
Exclusive discounted profit rates on consumer ease financing (T&Cs apply)
50% processing fee waiver
Finance your dreams from PKR 35,000/- to PKR 1,000,000/-
3 years long-term limit validity
Flexible 3-24 months instalment plans
Financing based on the Shariah concept of Musawamah

Eligibility Criteria

Citizenship and Age

Pakistani, Adult, Permanent resident

Age Limit 20 – 60 years old

Minimum Income Requirements

Salaried Class - PKR 30,000/- (Gross Salary)

Instalment amount

Monthly instalment should not be more than 35% of net monthly income /- (For Salaried Individual)

Tenure

Tenure: 3, 6, 12 , 18, 24 months

Late Payment: No Late Payment Charges

Conditions

Customers falling in this segment must comply with the following conditions:

Must be an employee of companies maintaining payroll account with Meezan Bank i.e., having payroll agreement with Meezan Bank.
At least 6 months employment with current employer on a permanent position
At least 1 salary is credited through Meezan Payroll Partner arrangement with appropriate narration
Employment and job tenure to be verified from point of contact of Meezan Payroll Partner via official email by relevant HR, or finance departments

Note: In line with State Bank of Pakistan's regulatory requirement, negative history (i.e. overdue/ late payment/ write-off/ waiver) of consumer/individual customers will be reflected in eCIB reports for two years after settlement.

Products*

LEDs

Washing Machines

Smart Phones

Appliances

Air Conditioners

Laptops

Cameras

Refrigerators

Motorbike

Generators

Processing Charges

Processing Fees	50% processing fee waiver
Down Payment	Minimum 5%, Maximum up to 50%
Payment Mode	Direct Debit through Meezan Bank account maintained in Meezan Bank under Meezan Payroll Partner arrangement
Security	Customer shall provide 3 cheques of maximum allowable installment and shall sign financing agreements

How to Apply for Limit Approval?

To initiate your limit approval for Consumer Ease application, simply download and fill in the attached limit approval form, and dispatch it along with the required documents to your Relationship Manager’s office address.

Approval Form

How to Apply for Products?

Upon approval of limit, you will gain the freedom to select the desired items from the list of products. Download and fill in the Product Approval Form, and dispatch it to your Relationship Manager’s office address.

Approval Form

Dedicated Relationship Managers

Mr. Shahzer Shakeel

Relationship Manager

Meezan House, C-25 Estate Avenue, SITE, Karachi

Karachi

Mr. Hafiz M. Ijaz

Relationship Manager

Tricon Center, 12th Floor, Gulberg II, Lahore

Lahore

Mr. Muhammad Hamza Bin Safdar

Assistant Relationship Manager

2nd floor, F-7 Markaz branch, Islamabad

Islamabad

Mr. Farrakh Saleem

Assistant Relationship Manager

LMQ Road, Nawan Shaher, Regional Office, Multan

Multan

Mr. Muhammad Waleed

Associate Relationship Manager

17-K, Bilal Road, Civil Lines, Faisalabad